This webinar will help you to build, implement, and maintain strong credit culture. This course offers 14 tools to test and check the strength of the organization’s credit risk management and techniques for remediating and improving credit culture and credit risk management.
WHY SHOULD YOU ATTEND?
Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.
AREA COVERED
- 4 types of credit cultures and optimal credit culture
- Elements of credit risk management
- Regulatory expectations for credit culture and credit risk management
- Role of credit discipline tools in building and maintaining credit culture and credit risk management
- Written credit policy
- Risk-driven credit analysis
- Uniform credit packages
- Experienced underwriting
- Informed decision-making
- Proper loan approval—minimal credit policy exceptions
- The valid, granular risk rating system
- Reliable closing and booking—minimal loan documentation exceptions
- Loan performance monitoring and reporting
- Independent loan review and audit functions
- Adequate loan loss reserve
- Professional problem asset management
- Credit-lending and training
LEARNING OBJECTIVES
- Learn elements of a strong credit culture
- Explain the linkage between credit culture and credit risk management
- Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
WHO WILL BENEFIT?
- Senior Lenders
- Chief credit officers
- Chief executive officers
- Bank presidents
- Bank directors
- Credit risk managers
- Credit approval officers
Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.
- 4 types of credit cultures and optimal credit culture
- Elements of credit risk management
- Regulatory expectations for credit culture and credit risk management
- Role of credit discipline tools in building and maintaining credit culture and credit risk management
- Written credit policy
- Risk-driven credit analysis
- Uniform credit packages
- Experienced underwriting
- Informed decision-making
- Proper loan approval—minimal credit policy exceptions
- The valid, granular risk rating system
- Reliable closing and booking—minimal loan documentation exceptions
- Loan performance monitoring and reporting
- Independent loan review and audit functions
- Adequate loan loss reserve
- Professional problem asset management
- Credit-lending and training
- Learn elements of a strong credit culture
- Explain the linkage between credit culture and credit risk management
- Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
- Senior Lenders
- Chief credit officers
- Chief executive officers
- Bank presidents
- Bank directors
- Credit risk managers
- Credit approval officers
Speaker Profile
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
Upcoming Webinars
Outlook - Master your Mailbox - Inbox Hero Inbox Zero
So, You’re Now the “Boss”: Essential Skills to Succeed as a…
FDA Compliance And Laboratory Computer System Validation
2-Hour Virtual Seminar on the 6 Most Common Problems in FDA…
Managing Toxic & Other Employees Who Have Attitude Issues
Harassment, Bullying, Gossip, Confrontational and Disruptiv…
Managing Complex Projects - Project Management
Tips and Techniques for Conducting an Effective Fraud Risk …
Design Verification, Validation and Testing for Medical Dev…
21 CFR Part 820 - Quality System Regulation - Applying Prin…
Performance Management: Dealing With The Difficult Employee
Treasury Risk Management, Funding, Liquidity, Interest Rate…
OSHA Requirements for Supervisors, Project Leaders & HR - W…
Future-Proof Your Workforce: Mastering Succession Planning …
California Meal and Rest Breaks: What You Don't Know Can Co…
HIPAA Bootcamp for Health Care Providers, Professionals, an…
Essential Job Functions According to the American with Disa…
Improving Employee Engagement & Retention Through Stay Inte…
FFIEC BSA/AML Examination Manual: What Compliance Officers …
Dealing With Difficult People In Life & Work
Introduction to Generative AI for Accountants
Conquer Toxic People - Learn To Protect Yourself And Get Yo…
Updated Metro 2®, e-OSCAR and the New Tougher FCRA/CFPB Com…
3-Hour Virtual Seminar on Excel Deep Dive: Advanced Tips & …
Impact Assessment and Risk Management for Change Control
How to Write Effective Audit Observations: The Principles f…
Surviving and Thriving Organizational Change and Loss: The …
Marijuana: Compliance and Safety in the Workplace
Coming Soon - New Minimum Salary Levels for Exempt Employee…
FDA Regulation of Artificial Intelligence/ Machine Learning
Stressed Out: How to Handle Conflict, Difficult People and …
Data Integrity: Compliance with 21 CFR Part 11, SaaS-Cloud,…
2025 Top Employment Regulations That Will Impact Employers!
How to Handle Workplace Conversations Around Politics and R…
Why EBITDA Doesn't Spell Cash Flow and What Does
How to Give Corrective Feedback: The CARE Model - Eliminati…
SOPs - How to Write Them to Satisfy those Inspectors
Documenting Misconduct that Will Stand Up in Court
With Mandatory Paid Leave Gaining Ground Is It Time To Do A…
Marketing to Medicare or Medicaid Beneficiaries - What You …
Trial Master File (TMF)/eTMF, & FDAs Draft Guidance for Ele…
Project Management for Non-Project Managers - How to commun…
Tattoos, hijabs, piercings, and pink hair: The challenges …
Human Error Reduction Techniques for Floor Supervisors
Onboarding is NOT Orientation - How to Improve the New Empl…
Building GMP Excellence: A Guide to Implementing Compliant …